Serving You Since 1898

Retail Merchants Association, Inc

Serving You Since 1898

(318) 222-4641 620 Crockett St. Shreveport, LA 71101

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How long have you been in business?

Posted on August 24, 2016

We have been in business over 123 years.

This entry was posted in Creditors. Bookmark the permalink.

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← Why turn debt over to a collection agency?

Does your agency charge an annual fee? →

Debtors Creditors

Can a collector call my place of employment?

Yes, they are able to call your place of employment. They are allowed to check to see if you work there but they are not allowed to disclose the reason for the call.

How long do collection accounts stay on my credit report?

Collection accounts will show for seven years on your credit report. This time limit is based on the date we receive the delinquency (Section 605 of the Fair Credit Reporting Act).

Do you report to the credit reporting agencies?

Yes, we do. At this time, we report monthly to Experian and TransUnion.

What will happen if I do not pay my account(s)?

Please contact our office to see what type of arrangements can be made. If no payment arrangements are made, the account(s) may be reviewed to pursue further action.

What do I do if I have a debt listed on my credit file that I do not owe?

If you have questions, contact our office by mail to request details. Due to privacy concerns, this information cannot be provided by fax or e-mail. Please write to Retail Merchants Association, Inc. 620 Crockett St. Shreveport, LA 71101 We accept such request electronically at info@retailmerchantsinc.com

Can I charge extra fees in addition to the debt?

If the contract or written agreement with the original creditor states the customer will pay additional charges, late fees, interest, attorney fees for an unpaid account(s), these expenses can be added.

Can collectors call the debtors place of employment?

Yes, but they are only able to verify employment. They are not allowed to disclose that the debtor owes money to anyone other then the debtor.

Does your agency charge an annual fee?

No, we do not charge an annual fee. If we don’t collect, you don’t have to pay.

What if I don’t know where the debtor is located?

We have access to many databases that allow us to locate a debtor for you. Just provide us with the best information that you can, and we will do the rest.

How long have you been in business?

We have been in business over 123 years.

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